Is the life insurance from my job enough?

Usually not. Many employer plans pay one to two times salary, while many families need ten times income or more, plus the mortgage and debts. And job coverage usually ends when the job does.

What happens on the free intro call?

A relaxed 15-minute call by phone or video. We learn about your household and current coverage, answer your questions, and if it makes sense, schedule one 15-minute follow-up call with your options in hand.

Will I get sales calls afterward?

No. There are no cold calls and no pressure. You choose a time, and nobody follows up unless you ask.

Can I qualify with a health condition?

Often, yes. Many managed conditions can still qualify. As nurses, we explain what carriers look at and compare carriers to find the best fit.

Which states do you serve?

We're Alabama-based and licensed in Alabama, Florida, Georgia, Texas and Kentucky, and we meet by phone or video.

Nurse-owned · Licensed in AL, FL, GA, TX & KY

Life Insurance with a Nurse's Touch

We're Joel and Dasha Nual — nurses who've been at the bedside, now licensed agents helping everyone protect what matters most. We're here to help. Help us help you.

Start here — which sounds like you?

I'm a NurseQuizzes and coverage made for nurses I'm a Healthcare ProfessionalRT, PT, OT, CNA, techs and physicians I'm not in healthcareFamilies, parents and anyone planning ahead

Free Coverage Check or call (205) 206-0029

Free 15-minute intro call · No pressure · No cost

Joel Nual, RN and Nurse Dasha Nual, LPN — the nurse couple behind The Insurance Nurses

Meet Joel & Dasha

Joel and Dasha Nual are nurses who spent years in hospice, long-term care and hospital code teams. Again and again, they saw loving families left financially unprepared. So they earned their insurance licenses and started the agency they wished those families had known.

“Before I sold insurance, I held the hand of a young mother who never got to say goodbye. Marriage and motherhood taught me what matters most — and nursing taught me what families are unprepared for. That’s why we do this work.”

— Nurse Dasha Nual, LPN & Co-Founder

We also serve our community through Alabama's Wellness.

Read our full story

At the bedside

From the families we cared for

Before we were your insurance agents, we were nurses. These are a few words from the patients and families we were honored to care for.

“Joel cared for my husband in his greatest time of need. He was calm, caring, reassuring, and so knowledgeable. I am truly grateful for everything he did.”

Mrs. S. · Birmingham, ALWife of a former patient

“Joel was one of the nurses who took the best care of me while I was in critical care. He was able to physically lift me and get me to the chair, and because of that I was able to start doing more. He is one of the reasons I'm as mobile as I am today.”

Mr. H. · Birmingham, ALFormer patient

“My sister was brought to the ER, and Dasha was there. When my sister started going down, Dasha was one of the nurses who performed CPR. She was so diligent and so helpful, and they were able to bring my sister back. I thank God she was there.”

Mrs. S. · Tavares, FLSister of a former patient

Shared with written permission by patients and families Joel and Dasha cared for as nurses. These are not reviews of insurance products or services.

Alabama-based. Licensed in five states.

We started in Alabama and we're proud of it. Today we help nurses, healthcare professionals and families across Alabama, Florida, Georgia, Texas and Kentucky — all by phone or video, on your schedule.

AlabamaHome base Florida Georgia Texas Kentucky

Not in one of these states? We're not licensed there yet — but we're glad to point you in the right direction.

Is your coverage enough? Let's find out together.

Get My Free Coverage Check Call (205) 206-0029

Free 15-minute intro call · No pressure · No cost